Professional Liability Insurance
Professional liability insurance policies require customization to best meet the needs of your client’s specific profession. There is neither a “one size fits all” professional liability insurance policy nor standard wording for all professions. Policies are written based on your client’s type of business and exposures particular to that business.
Professional liability can cover judgements, attorney fees, court costs, settlements and more. Even if claims resulting from a professional wrongful act or personal injury are found to be unwarranted, extended litigation can deplete a company’s cash reserves resulting in bankruptcy
It makes sense to transfer a substantial amount of the liability to carriers that Med James, Inc. represents.
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We can help protect your client with the following coverage options.
Management / Executive Liability
Directors and Officers (D&O), Employment Practices Liability (EPLI), Cyber Liability as well as Fiduciary and Crime are coverage’s all businesses with employees need to consider.
Errors and Omissions
Most Companies can’t recover from damages resulting from an E&O claim. Don’t let defense costs inside the limits dilute your policy limits for any final judgment.
Miscellaneous Professional Liability
This insurance covers liability and defense costs from claims that allege wrongful acts in the rendering of professional services.
Common Professional Liability Classes
We can provide coverage for a number of professional liability classes including, but not limited to, those noted below. Talk with a Med James, Inc. underwriter to explore our carrier’s competitive products.