Vacant Property and General Liability
Coverage is offered on Residential or Commercial structures.
Rate your clients on line in our Vacant America Program or submit your applications for consideration of placement in one of our other markets.VIEW MORE
Artisan Trade and General Contractors
Skilled workers or craftsmen who practice at a high level of craftsmanship in the construction industry have need for many coverages.
Working under supervision of a General Contractor or bidding their own jobs; we can cover it all-GL, Professional, Pollution and Inland Marine.VIEW MORE
Cannabis or Hemp Operations
Whether you are cultivating, selling, testing or processing, we have the market to provide General Liability, Property, Equipment Breakdown, and even Workers Compensation for Dispensaries where the legalization has been approved in a state.VIEW MORE
Anywhere people are "organized" as a group for one day to many days, there is a need for Special Events Coverage.
Wedding receptions, prize indemnification(Hole in One), fund raisers, retirement parties, egg hunts and holiday parties are a few examples of high attendance or small function events. With our multiple markets, we can help you with this coverage.VIEW MORE
Summer time staple, all the rage at festivals, everybody loves a good food truck. They also come with unique risk, we can help mitigate those risk with tailored coverage.Find An Underwriter
Restaurants, Bars and Taverns
The main difference between a restaurant and a bar or tavern is how much alcohol is served.
A restaurant classification may cover up to 75% of sales. We have the markets to place both, plus we can offer Liquor Liability to tailor your coverage.VIEW MORE
Become a producer, access our markets and grow your agency.
Property and Casualty
We know something about Tried and True...
We have been doing Property and Casualty for over 40 years. Over those years, we have been and are continuously challenged by our valued partners to help them find the right product for their clients.
We can assist in placing coverage for Property Coverage General Liability Coverage Excess and Umbrella Coverage Inland Marine Coverage Environmental and Pollution Coverage Liquor Liability Coverage International Property and Casualty Coverage and more. Any of these coverage's may be requested from many different sectors in our communities, like the ones we have highlighted below. Contact one of our knowledgeable underwriters or brokers to assist you in placing your business with one of our competitive admitted or non-admitted markets.
Any product that is made with raw materials and skilled workers has been manufactured.
Any product a consumer buys for use or consumption is sold via a retailer.
How may I help you is a standard greeting for most service providers.
The industrial industry creates products where no product existed through manufacturing processes.
We all like the American dream. If you own or rent a home or building, the construction industry is a big part of it.
Processing and Distribution
If you are like us, and your kids, we all love a good milk mustache. The processing and distribution sector makes sure we have enough food, and milk, to enjoy.
Buildings, contents, stock in the open and business income are potentially some of the biggest investments for you client. We have many carriers who can offer coverage for the Total Insured Value on one policy and can bring in excess markets to complete the value if needed.
Some of the more wind prone areas are hitting insureds hard with high Wind and Hail deductibles. We can assist with Wind and Hail Deductible Buy Backs to help reduce the financial burden when your insured is hit with these losses.Learn More
International Property and Casualty
There is risk everywhere. If your work takes you outside of the United States, or you have international sales via the web there is a potential for gaps in your coverage. Most domestic polices only cover losses in the US. We have package policies to fill those gaps on an international basis.Learn More
Excess and Umbrella
Excess Liability and Umbrella coverage may seem similar, but there are some unique differences. Most notably, Umbrella forms can follow General Liability, Liquor Liability, Auto Liability and Work Comp.
Excess Liability, on the other hand, can only follow the General Liability. We can offer better protection for your clients with limits from 1,000,000 to 25,000,000.
In general, once property is beyond 100 feet of an insured’s premise, coverage on your property policy ceases. Make sure your client has all the right kind of coverage he needs for his mobile property and equipment.
We can protect property involved in transferring of information (Data Processing), Contractors Equipment, Builders Risk, Drones, Installation Floater, Scheduled Property Floater, Exhibitions, Miscellaneous Bailee, Warehouse Legal Liability, Riggers Liability, and more.
Environmental Pollution Liability
Pollution Liability is not covered under your typical General Liability policy.
Is your insured looking for Insurance coverage for bodily injury, property damage and remediation expenses arising out of the release of contaminants into the environment?
Every business, from the smallest shop to a company of thousands, has different needs based on their service and/or products they deliver. We have competitive markets to place standard accounts up to the most unusual risks.
Sometimes you will see those accounts excluding Products Liability from their General Liability policy. Products Liability maybe available as a standalone in those scenarios.Learn More
Your client’s legal liability for selling, serving, manufacturing or distributing alcoholic beverages to a consumer begins at the first drink.
If the consumer has reached the legal intoxication limit and is over served, your client can be held responsible for any bodily injury or property damage imposed by them on a third party.Learn More