- Owned Equipment
MJI has Carriers to cover machinery, equipment, small tools and other items used by contractors.
Examples of property covered would be tractors, cranes, graders, fork lifts, back hoes, bulldozers, saw mills, compressors and hand tools. Replacement Cost is available on equipment up to 5 years new. Smaller items such as saws, compressors, and hand tools can be covered for loss from insured perils on an unscheduled basis.
- Unscheduled Miscellaneous Tools
All contractors have small tools along with their employees owned tools. No schedule is needed. Coverage is subject to a limit any one item subject to a total loss limit.
- Rental Equipment
If your clients are lessees renting equipment from others, they may be liable for damage sustained while in their care, custody and control. We have markets to provide your clients with coverage during that time of rental. Lessors of equipment also have need for similar coverage.
If your clients have property with higher exposure to loss, we have markets for them. Logging, Saw Mills, Cranes, Riggers, Oil and Gas Equipment are risks types we can help you with.