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Med James, Inc Personal Lines Insurance

Our knowledgeable Personal Lines team, has you covered with the daily insurance risks you face. We offer multiple options for online rating and issuance. This enables a quick quoting process for your convenience.

Coverage for Vacant Property Coverage HomeOwners (HO-3) Coverage Personal Liability Coverage Home Business Coverage Recreational Coverage Affluent High Value Manufactured Homes Coverage Flood Coverage Dwelling (DP-1,DP-2,DP-3) Coverage Condo (HO-6) Coverage Renters (HO-4) Coverage

Home Owners (HO-3)

National basis for homes from $80,000 to multi-millions.

Several issues can keep you from securing home coverage through your in house markets, including adverse claims history, low IBS scores, mono-line secondary or simply having to place multi-lines with separate carriers.

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Vacant Property, Renovation and COC Program

Whether your client has a vacant building, is selling their home, waiting for a new tenant to move in, or making renovations to a newly purchased home, we have you covered for both residential and commercial property

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Personal Umbrella and Personal Liability

Personal Umbrella coverage is also available on a primary or excess basis with limits up to $5,000,000.

Our Comprehensive Personal Liability (CPL) program offers stand-alone liability coverage for 1 - 4 family owner occupied or rental properties.

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Your clients work hard and also like to play hard.

Does not matter if it is on the water or the open road we have the program.

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Condo (HO-6) - Maintenance free living is more and more attractive these days but it does come with unique insurance exposures

Renters (HO-4) - More and more individuals and families are choosing to rent rather than purchase a residence

Home Business - While standard homeowner endorsements offer some business coverage, many do not cover most business-related losses

Home Business

Every year, heavy rains brings flooding

Every year, an insured finds out the hard way that their homeowner’s policy excludes this exposure.

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