HO-4 Renters Insurance Program

Individuals need to make sure they have adequate coverage for their furniture, electronics, clothing, and other personal articles; along with personal liability coverage on and away from the premises

Our HO-4 programs provided the right coverage options for your insureds.

Become a producer, access our markets and grow your agency.

Key Features of the HO-4 Program

  • Named Insured - Trust, Estate and LLC eligible
  • Contents - Up to $200,000
  • Occupancy type - Primary
  • Prior claims - 1 prior loss accepted, 3 prior losses in specific states
  • Replacement cost
  • No photo required
  • Protection class 9 and 10 accepted

Every year, heavy rains brings flooding

Every year, an insured finds out the hard way that their homeowner’s policy excludes this exposure.

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