Vacant Property, Renovation and COC Insurance Program

We offer admitted and non-admitted coverage for vacant residential homes and commercial buildings. Coverage written on a DP-1 policy form, with a DP-3 form available for newer structures and those that have been updated in the past 35 years. Cosmetic renovations eligible.

On vacant structures undergoing a more extensive renovation, we can offer a builders renovation policy. If your client is getting ready to break ground on a new home or a new business, Course of Construction (Builders Risk) coverage is a must. Our carriers can tailor coverage to fit any residential of commercial risk.

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Key Features of the Vacant Property Program

  • 3, 6 and 12 month terms available
  • Home value coverage up to $3,000,000
  • Occupancy types of Vacant, Under Renovation and Ground Up COC
  • Up to 2 prior losses
  • Actual Cash Value and Replacement Cost Available
  • No photos required, company inspects
  • Protection class 9 and 10 accepted

Every year, heavy rains brings flooding

Every year, an insured finds out the hard way that their homeowner’s policy excludes this exposure.

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