Vacant Property

Don’t be caught with a building moving to a vacant status with the vacancy provisions clause in force on your clients existing coverage. This provision limits coverage once your building is vacant for more than 60 days.

At that time your policy holder will not have coverage for loss or damage caused by vandalism, sprinkler leakage, glass breakage, water damage, theft or attempted theft and any other covered loss would be reduce the amount paid by 15%.

Let us help you on your next Vacant risk for Property and/or General Liability coverage.

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Find Underwriter

Find Underwriter
Find Applications

Find Applications
Submit a claim

Submit a claim

We offer:

Vacant Commercial

Commercial

  • Extended Lengths Of Vacancy
  • Basic, Broad and Special Forms Available
  • ACV and RCV Available
  • 80, 80, 100% Co-Ins Options
Vacant Residential

Residential

  • 3, 6 and 12 months available
  • Home value coverage up to $3,000,000
  • Occupancy types of Vacant, Under Renovation and Ground Up COC
  • Up to 2 Prior Losses
Learn More
Vacant Land

Land

  • No development
  • No Buildings
  • Hunting Land
  • Fenced and No Trespassing Signs

Key Coverage Detail and Features

  • Capacity for Buildings up to $3,000,000.
  • Length of time vacant at time of submission is underwritten; not restricted to 3 or 5 years.
  • Buy only what you need; terms of 3,6,9 and 12 months are available.
  • Rate your clients on line in our Vacant America Program or submit your applications for consideration of placement in one of our other markets.
  • We can offer coverage for vacant structures under renovations.