Dwelling Fire DP-1, DP-2, DP-3 Insurance Program

For older homes with minor issues, the DP-1 can be a perfect fit as it is written on an actual cash value basis. For a newer home, the DP-3 offers replacement cost and additional coverage’s tailored for newer construction. Coverage is also available for mono-line secondary homes and older owner occupied homes that do not qualify under most homeowners programs.

The variety of dwelling fire options allows you to tailor your coverage to fit the individual risk.

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Key Features of the DP-1, DP-2 and DP-3 Program

  • No Age Limit
  • Minimum Value of $25,000
  • Occupancy type - Rental, Owner and Seasonal
  • Up to three losses in past 3 years(In selected states)
  • Actual Cash Value and Replacement Cost
  • No photos required, company inspects
  • Protection class 9 and 10 accepted

Every year, heavy rains brings flooding

Every year, an insured finds out the hard way that their homeowner’s policy excludes this exposure.

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