Recreational Products Insurance Program

From watercrafts to motorcycles to collector car, we have several programs to cover your client’s recreational passions.

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Key Features of the Watercraft Program

  • High Performance, Runabouts and Yachts up to 35 feet are accepted along with Personal Watercraft.
  • Boats 20 years or older accepted
  • Multiple losses and violations accepted
  • Replacement cost and Agreed value coverage available
  • Up to 2 un-related owners eligible
  • Ski’s, scuba gear, fishing gear and high end coolers covered on replacement cost basis
  • Emergency Towing service
  • Personal items such as electronics, sun glasses, and clothing are covered.

Motorcycle Program

Key Features

  • Full Coverage and Liability Only
  • Multiple losses and violations accepted
  • Replacement cost on new bikes
  • Actual Cash Value

Eligible Types :

  • Touring
  • Cruisers
  • ATV
  • Trikes
  • Utility Vehicles

Collector Car Program

Including antiques

  • Agreed value at time policy is written
  • No mileage limits on hobby use
  • Unlimited, worldwide coverage for newly acquired cars for up to 90 days
  • Total loss settlement with no deductible
  • Unlimited towing assistance in the event of an accident
  • Off-premises coverage while your car is being maintained or repaired

Every year, heavy rains brings flooding

Every year, an insured finds out the hard way that their homeowner’s policy excludes this exposure.

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